Terms and disclaimer:
The company refers to Simple Financial Wealth and its employees and suppliers. By accessing this web site and the information contained therein, you acknowledge and accept that the past performance does not indicate future results and the data on this web site is for entertainment only and agree to abide by the terms of this disclaimer. This web site does not tell you nor suggest you to use tangibles nor intangibles. The company its suppliers take no responsibility for errors nor omissions in the content of this web site. The data and information is "as is" with no guarantee of accuracy, usefulness or timeliness.
We may revise these terms at any time by amending this disclaimer. You are expected to check this disclaimer from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in the terms may also be superseded by provisions published elsewhere on the web site. Please read these term carefully before using this web site.
Access to this web site is permitted on a temporary basis. The company reserves the right to withdraw or amend the services provided or the web site without notice. The company is not liable if for any reson the web site or services are unavailable at any time for any period.
The web site is for your own private, non-professional use. You may not use and you should ensure that no other person using the information supplied by the company for resale, redistribution or other commercial use. You may not copy or transmit or send any web site pages or images of pages.
The web site is designed for use in the United State of America (USA) and you must not use the service in countries or locations where it may be restricted or prohibited by local legislation. The products, services and tariffs covered by the web site apply to and are available only in the USA unless otherwise stated. Any advertising material included in the web site is intended for the market in the USA only.
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. The company has the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms.
The company intends to update the web site regularly, and may change the content at any time. If the need arises, the company may suspend access to the web site, or close it indefinitely. Any of the material on the web site may be out of date at any given time, and the company is under no obligation to update such material.
You must not misuse the web site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the web site, the server on which the web site is stored or any server, computer or database connected to the web site. You must not attack the web site via a denial-of-service attack or a distributed denial-of service attack.
Information and data published on the web site is for information only and we do not hold ourselves out as giving advice. We therefore disclaim all liability and responsibility arising from any reliance placed on such information or data by any visitor to the web site, or by anyone who may be informed of any of its contents.
Some personal information is collected when using this web site. The personal information that you provide to us or that we gather from you when using the web site.
If you disagree with theses terms, please refrain from using this web site.
The data in no way construes professional advice.
Content may not be distributed without company permission.
The company is the owner or the licensee of all intellectual property rights in the web site and the text, graphics, data and the information contained on the web site. You may print or download to a personal computer extracts amounting to no more than 3 pages of the web site for personal use provided that: (i) the web site is the acknowledged source including the reference to the URL; and (ii) this permission is revocable at any time by the company.
All trademarks, whether registered in the USA or elsewhere or unregistered, belonging to others, such as our affiliates and any other partner (which may, for example, be the name or logo of the partner or any product or service) are acknowledged. The web site may contain other proprietary notices and copyright information, the terms of which must be observed and followed.
Permanent copying and/or storage of whole or part of the web site or the information contained therein or reproduction or incorporation of any part of it in any other work or publication whether paper or electronic media or any other form is expressly prohibited.
We take reasonable care to ensure that the information on the web site is accurate and up to date though there may be occasions when this is not possible, for instance, when a product provider changes product rates or features, a period of time may elapse before we are notified of such a change and are able to update the web site.
Nothing in these Terms, affects the company's liability for death or personal injury arising from our negligence, nor the company's liability for fraudulent misrepresentation or misrepresentation, nor any other liability which cannot be excluded or limited under applicable law.
Neither us nor our partners, affiliates, suppliers or sub-contractors shall be liable for any: (i) loss of profit, loss of opportunity, loss of business, loss of revenue, loss of anticipated savings, loss of data, wasted time, wasted costs; or (ii) any indirect, incidental, special, or consequential loss, arising out of or in any way connected with the use of this web site or with any delay or inability to use this web site or for any information, products, and services obtained through this web site or otherwise arising out of the use of this web site, whether based on contract, tort, strict liability or otherwise, even if we or the company's suppliers, sub-contractors, affiliates or carrier partners have been advised of the possibility of such losses or damages, provided that this conditions shall not prevent claims for direct financial loss that are not excluded by any of the categories set out above.
All warranties whether express or implied under law, including without limitation any warranty for information, data services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness for purpose and infringement of third party property rights are hereby expressly excluded.
All reasonable efforts are made by us to ensure the accuracy of all the information available on the web site. All information shall be provided on an "as is" basis. Please note that we make no warranties about the accuracy of such information (whether produced by or on behalf of Simple Financial Wealth or by our partners or others) and you are strongly advised to verify details of products, services, tariffs, terms and conditions of the provision or supply of any product or service, prices, rates, discounts, taxes and savings directly with the relevant partner or provider.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the web site or to your downloading of any material posted on it, or on any web site linked to it.
You warrant that you are at least 18 years of age and you will be financially responsible for all your use of the web site (including any use made by you in respect of any persons under the age of 18 years of age for whom you are parentally or legally responsible or by any person for whom you are legally entitled to act) and for any other person's use of this web site through your IP address. You also warrant that any person using the web site through your IP address will give accurate and true information.
You agree that your use of the web site or anything in these Terms does not create a joint venture, partnership or agency relationship between the company and you.
In the event that any part of the Terms is held to be unenforceable or invalid, then that part will be struck out leaving the remainder of the Terms to continue in effect, such part being held to be invalid or unenforceable being replaced by a valid and enforceable provision which should closely conform with the spirit of the section struck out to the extent, if any, it is possible to do so.
These Terms represent the entire agreement between the company and you and no other representations, whether oral, in writing, transmitted by electronic means or made on the web site or other sites to which the web site links to or from, forms part of the agreement between us. Each party agrees that it shall have no remedies in respect of any representation or warranty (whether made innocently or negligently) that is not set out in these Terms.
The company does not want to receive confidential or proprietary information from you through the web site. Please note that any information or material sent to Simple Financial Wealth through the web site or email will not be deemed confidential. By sending us any information or material, you grant us an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that Simple Financial Wealth is free to use any ideas, concepts, know-how or techniques that you send us for any purpose.
However, we will not release your name or email address or otherwise publicise the fact that you submitted materials or other information to us unless: (a) We obtain your permission to use your name in accordance with our Privacy Policy; or (b) we notify you that the materials or other information you submit to the web site will be published or otherwise used with your name on it; or (c) we are required to do so by law.
If any dispute arises in connection with these Terms parties agree to attempt to resolve such dispute by negotiation. These Terms (and any non-contractual obligations connected with these Terms) shall be governed by and construed in accordance with Texas law. The Texas courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to the web site although we retain the right to bring proceedings against you for breach of these Terms in your country of residence or any other relevant country.